Credit Karma Can Help You Achieve & Maintain Good Credit

posted by Stacie on November 13, 2014 // 22 Comments »

This is a sponsored post written by me on behalf of the Credit Karma.™

Maintaining good credit is one of the best things that you can do for yourself financially. Having good credit allows you to buy a home, a car and so much more. One of the first things that my dad said to me when I turned 18 was to establishing my credit and maintain it for the rest of my life.

Having great credit can really open up a lot of doors for you in this world so it is really to your advantage to monitor your credit actively. Credit Karma™ offers various services that can help you out. Credit Karma™ offers many different tools and resources so that you can fully understand your credit data, what impacts it and how to take control of your credit and finances. They can help you do all of this and more.

Your credit score is the most defining metric of your overall financial health. It’s going to determine whether you’re approved for a home, apartment, car, credit card — and will even be used to evaluate whether or a not a company should hire you. An excellent credit score means you will get the best interest rates and best benefits — it will literally save you money.

I don't know about you but all of the places where I can get a credit score kind of confuse me. I am not sure where to look or who to contact or if I even need to contact them all. Credit Karma™ makes it easier by offering a real score versus an educational score.

ABOUT CREDIT KARMA™

Credit Karma™ is mission-oriented and pro-consumer plus they provide your weekly credit score and report, credit monitoring and more — all completely for free. With Credit Karma™ they want to put you back in control of your credit data.

HOW CREDIT KARMA™ WORKS

With Credit Karma’s™ free credit monitoring, your credit report is monitored by Credit Karma™ on a daily basis, and they notify you of any significant changes on your report — many consumers use redit monitoring as an added layer to prevent identity theft.

With more than 30 million members, Credit Karma™ is able to conduct in-depth analysis of the likelihood you will receive credit approval. And because of their large membership, Credit Karma™ also offers really useful user reviews so consumers can understand how satisfied others are.

A cornerstone of Credit Karma’s™ mission is assisting consumers with shopping for financial products. They’ve worked with more than one hundred lenders (credit card issuers, loan providers) so that they can feature products and offers tailored to each member’s unique credit profile. Credit Karma™ is able to match credit and personal finance profiles with financial products that make sense, removing a big pain point when it comes to shopping for credit.