How a Smile Can Change a Life, Change a Family
I didn't have braces growing up as a kid. We were military and they were expensive plus my teeth weren't all that bad but a few things definitely needed to be fixed. I didn't...
Did you know that on average, women in the U.S. spend 28 hours per week on household chores? This is 65% more than the average for men.1 In our previous post: we discussed some of the statistics that as women we need to be aware of, regarding our finances. One of the things I learned is that women tend to live 5-6 years longer than men2 and since I may be single later in life, I figure that I better do what I can to manage my time now; to focus on the most important things. We hope that this Reclaiming My Time post inspires you.
Our time is valuable and our time is important. Say that to yourself. My time is valuable and my time is important. The key to properly managing your time is to decide what is most important to you and then figure out how to do that. Our Reclaiming My Timepost aims to take some of the smaller things off of your plate so that you can spend time on the things that matter most: spending time with your family, hobbies, and more.
I learned years ago that one of the most valuable things I could do was to place a dollar amount on my time. This meant when it came to hiring help like a housekeeper or someone run errands as long as I was being paid more than what I was hiring out, then I was coming out ahead. It was amazing that hiring a housekeeper freed up so many hours each week that I was able to earn more money which was great and totally the point.
I was blown away by this tip years ago. Sometimes told me to write everything down on my schedule including time for myself. I schedule 30 minutes a day to read, whether it's a book or magazine, or newsletter. I take this time for myself every single day and I feel better for it. I schedule my gym time as well as all of my work items.
Give yourself the luxury of having nothing on your schedule and nothing to do at least a few times per week. I love looking at my schedule and realizing that I have nothing to do for a few hours. Honestly, it's a reprieve and sometimes I will just head out into the neighborhood to talk a walk or out to the deck to sit on the hammock.
I know that this year we are all about saying yes (thank you Shonda Rimes) but I think that it is important to learn that saying no is ok as well. It took me years to figure that out because I think that my mindset was, “Say yes in case they don't ask again” when instead it should have been saying no is ok because I don't have the time. Reclaiming my time by saying no to the majority of things that come my way means that I can work on the things that I am passionate about.
Ha. Not that kind, although I am a huge advocate of mental health (I love my therapist), I am talking about the kind of professional help that can change your life and get your finances in order. Getting help from a financial professional can save you time by helping you work through the financial tasks and decisions for your family and stay organized. This year I have partnered with Prudential to help educate you (and me) about those challenges that we face as women. I want to be prepared and protected so that I can make the right decisions for my family. Just starting the conversation is a big deal. Talking about things like life insurance and saving for college is not always easy to do, but we can make it a much better conversation. Talk to friends and relatives about your finances and about the journey to owning your future.
Prudential has created a tool called the “Value of all you do” that lets you very quickly quantify the value of all the household chores you do daily. We hope that you enjoyed these 5 Ways to Reclaim Your Time.
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This 5 Ways to Reclaim Your Time post is a sponsored post for SheSpeaks/Prudential.