Essential steps to finding the perfect car within your budget.

How to Find the Perfect Car within Budget

Finding the perfect car within a budget.

Finding the perfect car is one thing, but finding the perfect car within budget is a whole other ball game. You may need to make some compromises on the way but these steps are essential to finding the perfect car within your budget.

Plan your budget

You might have a vague idea of how much you can spend on your new car but have you actually run the numbers? You might have a lot more or less to spend than you think. Start by calculating your monthly expenses and how much you earn (after tax). This will show you what you can realistically afford when buying a new car whether you choose to get a loan for your perfect car or use your savings. You’ll also need to factor in the cost of maintenance and fuel for your new car, not simply the ultimate cost of purchase.

Think of the future

When looking for the perfect car within a budget you’ll not only need to take into account all your needs and wants but also anything you may need or want in the future. A car is a major purchase so you’ll need to factor in what future you are going to need in a car. Looking to have more kids in the future or start a family? Looking to adopt a dog? You’ll need to consider how future you are going to feel about your car and whether you’ll need to upgrade again. You might be better off stretching your budget to save more later.

Finding the perfect car within a budget.


Of course, you’re not going to get every single thing you want in a car so you’re going to have to compromise. The best way to do this and ensure you make the right choice is to make a pros and cons list and jot down all of your needs vs. wants in a car and prioritize them in order of most important. This way you can ensure that you’ll make the right decision for both future you and your budget, instead of buying on a whim because something sounded like a good deal at the time.

Do your homework

The most important thing when looking for a new car is to do your homework. You’ll likely already have a few models in mind. Start reading reviews and compare them to your needs and wants list. You might find some of the models you like aren’t as perfect as they seem. Instead, you might find models you hadn’t even considered to be a lot more worthwhile than you thought. Once you’ve narrowed down your list to about 5 options, it’s time to take them for a test drive. Get in touch with your local dealer and kick the tires (so to speak). You’ll need to know how a car performs and feels on road as well as just its features.

Finding the perfect car within a budget.

New or Used

Once you’ve narrowed down your selection and test driven a few models you’ll start to get a better idea of what you really need and want in your next car. Of course, taking a car out for a test drive at a dealer does not mean you need to buy from there. Shop around and look for good deals. You might find that you can buy a better model than you thought by buying used. Cars depreciate significantly as soon as they’re driven out of the dealers so you can get a great second-hand car only a few months old for a fraction of the price of buying new.

This is a sponsored post.  As always the opinions are mine.

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8 Comments Leave a Comment »

  1. These are some great tips for buying a car. i always think a used car makes sense but if i could get a deal on new why not? It is a long term process and the pro/con list is a good move.

  2. I will be in the market for a car for my son soon and I am dreading it. This helps a lot. Thank you for the great tips!

  3. You make some great points. Along with gas and maintenance people should also know how much their car insurance will go up. Test drives are a must, with family, so you know who fits where.

  4. These are really helpful tips! Thank you so much for sharing!

  5. I compromised quite a bit when I bought my last car. I didn’t intend to buy the brand I ended up buying.

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